top of page

Tax Planning is the final step in 

coordinating all planning issues.

We can help you plan ahead to

control what figures to be your

largest retirement expense and avoid a costly future misstep. We can coordinate with your tax professional to help you develop a plan to:

  • Control your tax bracket

  • Minimize or even avoid taxes on your social security benefit, if possible

  • Create sources of tax-free income 

  • Handle your IRA distributions efficiently

  • Create "Stretch" IRAs for non-spousal heirs (inherited IRAs), if desired

  • Determine if converting an IRA to a Roth IRA is advisable 

  • Minimize potential estate taxes

  • Set up a 529 college funding plan with tax-free gifting

  • Maximize charitable contributions, if applicable

  • Control taxation of capital gains within a trust



Download 2015 Tax Guide:  

Tax Planning

Contact Us



Ringgold & Associates

1415 Panther Ln #308

Naples, FL 34105





Certified Financial Planner Naples & Ft Myers

bottom of page